Tech & Commercial Payments Consultant | Fractional Payments Manager | Payments Operations
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- Berlin
- Weltweit
- en | de | fr
- 06.01.2026
Kurzvorstellung
Geschäftsdaten
Qualifikationen
Projekt‐ & Berufserfahrung
9/2024 – 9/2025
Tätigkeitsbeschreibung
Assessed existing landscape and proposed improvements to increase payment authorization.
Assessed the settlement and reconciliation O2C process and proposed changes to increase automation.
Assessed the technical and functional solution and proposed changes to decrease unnecessary costs.
Consultant, Projektmanagement (IT)
3/2024 – 9/2024
Tätigkeitsbeschreibung
I defined the newly introduced POS product requirements.
I coordinated implementation in Germany with the international team and the 3rd party vendors.
I educated the sales team on the product.
Product Owner, Produktmanagement, Projektmanagement (IT)
10/2023 – 7/2024
Tätigkeitsbeschreibung
I led the introduction of online payments in India.
I coordinated the RFP process.
I defined the project scope.
Projektleitung / Teamleitung (IT)
10/2022 – 6/2023
Tätigkeitsbeschreibung
- I consulted the product teams on the marketplace payments solutions.
- I defined and designed the marketplace payments solution.
- I designed the marketplace payments and financial reporting processes.
Finanzierungsberatung, It-Beratung, Requirement Analyse
10/2022 – 1/2023
Tätigkeitsbeschreibung
As a consultant at Dublin Airport Authority:
- I assessed the existing payments organization, solutions and operational model.
- I generated a business assessment report.
- I consulted the daa management on the future of payments and recommended changes to increase conversion and reduce costs.
Geschäftsfeldstrategie
7/2022 – 8/2022
Tätigkeitsbeschreibung
As a project manager with one of the start-ups at Axel Springer,
- I ran the RFP process to select a Subscription and Billing Management provider.
- I drafted all the Subscription and Billing Management product requirements.
- I analysed and assessed the shortlisted providers and recommended the one to be selected.
Projektmanagement (IT)
1/2022 – 10/2022
Tätigkeitsbeschreibung
As a consultant/interim product manager for a strategic project at Wunderman Thompson:
- I defined the payment strategy and selected the payment service provider.
- I defined and designed the payments business solution.
- I defined and designed the payments system landscape and processes.
Product Owner
9/2021 – 12/2021
Tätigkeitsbeschreibung
As a consultant with the Mercedes pay team, I have worked on Mercedes pay's own unified payment layer that connects globally more than 300 merchants to different PSPs.
- I assessed the future landscape of Mercedes pay's unified payment layer (internal technical gateway).
- I have conducted reviews of the existing payment solutions setups and processes, and recommended improvements.
- I have revised and documented new and existing payment methods integration processes.
It-Beratung
6/2021 – 10/2021
Tätigkeitsbeschreibung
As a marketplace payments solution consultant.
- I defined the requirements for Riverty to offer a payment and financial marketplace solution as a service and act as a PayFac.
- I assessed existing marketplace solutions like Stripe, Adyen and Payaut and defined their strengths and weaknesses.
- I consulted and advised Riverty's management based on my findings.
Produktmanagement
4/2019 – 5/2021
Tätigkeitsbeschreibung
Team lead for Payments and SAP consultants working on implementing different systems and backoffice processes across the adidas Sales Channels.
- I contributed to the success of adidas shift's to a product-led-organisation.
- I advised the leadership team on Payments and Financial system strategies.
- I ramped up and built the team to allow a smooth migration to the SAP S4 HANA.
- I contributed to the establishment of Payments SRE teams.
- I advised the leadership team on Payments and Financial system strategies.
- I introduced the internal Payments Orchestration Layer.
- I was accountable for the success of payment projects.
Projektleitung / Teamleitung (IT)
8/2014 – 3/2019
Tätigkeitsbeschreibung
Lead consultant and project manager for different payment initiatives in the area of eCom, retail POS and mPOS EFTs.
- I led RFPs and multimillion Euro projects for selection, integration and implementation of different payment and fraud providers (Adyen, Stripe, ACI, Feedzai, Cybersource, ACI,etc..) in the adidas landscape.
- I designed the payments and fraud end-to-end processes and integrations across channels and systems.
- I designed a fully automated settlement and financial reconciliation processes.
It-Beratung, Projektmanagement
7/2008 – 7/2014
Tätigkeitsbeschreibung
Consultant and researcher for new Brick & Mortar stores technologies.
- I led the research and the introduction of mobile devices, mPOS, digital signage and heat map solutions in the physical stores.
- I led the introduction of a new Network concept that allows higher security and the offering of internet to the customers in the physical stores.
- I monitored and prototyped emerging digital technologies.
It-Beratung, Projektmanagement (IT)
Ausbildung
Libanon
Über mich
I bring strong hands-on experience and expertise in:
Running RFP processes for the selection of Payment Service Providers (PSPs), subscription and billing platforms, including creating longlists and shortlists, applying procurement best practices, evaluating vendors, and communicating final recommendations.
Negotiating contracts with PSPs, acquiring banks (acquirers), and fraud solution providers, covering transaction pricing, API response times, support models, Service Level Agreements (SLAs), Data Processing Agreements (DPAs for GDPR compliance), and PCI-DSS compliance.
Leading end-to-end payment projects from initiation to go-live, including scope definition, solution design, implementation, QA testing, rollout monitoring, daily and weekly reporting, as well as stakeholder and escalation management.
Designing end-to-end payment solutions for e-commerce platforms as well as physical, offline retail (POS) environments.
Building marketplace payment solutions that connect merchants, sellers, and buyers on a single platform, including automated payment splitting, seller payouts, and reporting.
Designing and integrating payment systems across the full payment journey, including online and in-store checkout, payment authorization and fraud management, shipping and settlement (capture), returns and refunds, chargeback handling, financial reporting, and data analytics.
Developing mobile POS (mPOS) solutions that can operate as a primary or backup checkout system for retail stores.
Automating billing and reconciliation processes, including receiving settlement files from PSPs or acquirers and reconciling them against open invoices and financial records in finance systems such as SAP FI, with minimal manual intervention.
Setting up and training payment support and operations teams.
Advising payment analytics teams on sourcing and structuring raw transaction data from third-party payment providers.
Persönliche Daten
- Englisch (Muttersprache)
- Deutsch (Gut)
- Französisch (Grundkenntnisse)
- Europäische Union
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